Solutions /Total Cost of Risk Analytics & Financial Insight

Quantify your full cost of risk.

Total cost of risk is spread across claims, premiums, and operations, making it nearly impossible to measure true financial impact or identify where cost reduction is possible. With AI-assisted insights and What-If scenarios, you can weigh decisions on different risk financing options.

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See the full cost. Then reduce it.

Bring claims, premiums, and operational costs together into a single financial view your risk leadership and board can act on.

Unified TCOR View

Aggregate claims costs, insurance premiums, risk management expenses, and retained losses into a single financial picture updated in real time.

Cost Driver Analysis

Pinpoint which lines, locations, or loss types are pushing your TCOR higher.

Loss Development Modeling

Project future reserve needs and tail exposure with actuarial-grade modeling tools.

Renewal Leverage

Go to market with clean, credible loss data that supports premium negotiation.

Executive Reporting

Finance-ready dashboards and board-level summaries built directly from your own data.

From cost opacity to financial clarity.

A clear path from scattered cost data to a single, decision-grade TCOR number.

1
Costs Consolidated

Claims, premiums, admin, and retained loss data flow into one source.

2
TCOR Calculated

RiskEnvision computes total cost of risk across all components, normalized for comparison.

3
Drivers Identified

Analytics surface what is moving cost by line, location, department, or period.

4
Strategy Aligned

Finance and risk leadership align on a shared number and a path to reduce it.

Powered by RiskEnvision.

RiskEnvision serves as the financial intelligence engine for TCOR, pulling together disparate cost data, modeling loss development, and delivering the reporting that finance and risk leadership need to make high-confidence decisions.

RiskEnvision

TCOR modeling & financial analytics

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See which solution fits your risk program.

Talk to an Ebix Risk specialist to map your current workflows and identify where a connected platform reduces friction and improves visibility.

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